Useful Government Websites

Vehicle Registration/Insurance/Pollution Status
Challan Details
Delhi Police Check Vehicle Challan Notices

Delhi - Nainital - Delhi By Road on 18-May-2019 to 21-May-2019

Route Taken
Delhi (Janakpuri > Barapullah > Akshardham) - Raj Nagar Extension Elevated Road - Ghaziabad - Dasna - Masuri - [Hapur bypass (Pilkhuwa to Babugarh)] - Simbahouli - GarhMukteshwar - Gajraula - Rajabpuri - Joya - [Moradabad bypass (Pakwara to Kashipur Road)] - 65W Bhojpuri-Kashipur Road to Kaladhungi - Nainital
Nainital to Delhi

Fees	Toll Plaza Name	Section	KM
Rs 15	Dasna	Dasna-Ghaziabad	Eastern Peripheral Expressway
Rs 50	Brijghat	Hapur-Garhmukteshwar	58.50 to 93.00 KM
Rs 70	Joya	Brijghat-Moradabad	KM
Rs 115	Plaza 1	Moradabad Bareilly Expressway	KM

Highway Stopovers
Moga Punjabi Tadka has good AC sitting with clean washrooms and tasty punjabi food. It is just before the McDonald's on your way from Delhi to Rampur.

Places we saw in/around Nainital
Mall Road Naina Devi Temple Nainital High Altitude Zoo Amusement Park & Temple at Snow View Point Eco Caves Naina Lake View Point Lovers Point Bhimtal Nakuchiyatal
Various Charges
Rs59/car - Nagar Palika, Nainital charges whenever you cross Mall Road from Bhowali to Kaladhungi Side. Rs50/car - Nagar Palika, Bhimtal charges when you enter the road towards Bhimtal/Nakuchiyatal. Zoo ticket costs Rs100/adult. Rs59/person - Zoo Shuttle Sewa cost from Mall Road to the Zoo and return. Rs300/boat - Exclusive boating for 30mins with covered top. Rs2000/person - Paragliding on way from Bhimtal to Nakuchiyatal.

Registrar - CAMS and KARVY

Understanding the Role of Registrar and Transfer Agent (RTA)
https://www.paisabazaar.com/mutual-funds/registrars-cams-and-karvy/
https://www.coverfox.com/personal-finance/mutual-funds/registrars-cams-and-karvy/
https://www.bemoneyaware.com/blog/registrar-and-transfer-agent-cams-karvy/

16 AMC supported by CAMS
22 AMC supported by Karvy

Stock Trading Learn By Example

Why Yes Bank and DHFL did not hit lower circuit?
Understanding Depth of Market
Can I trade based on Bid and Offer quantity?
How to place Pre-market, After-market and Post-market orders? 
Will my buy average be affected if I sell shares from my holdings and buy it back the same day?

ALERTS
https://trendlyne.com/alerts/by/user/All/
https://app.marketatp.com/dashboard/scanner
investing.com

Income Tax Optimization

MoneyControl.com Portfolio
Capital Gains
LTCG Grandfathered on 31Jan2018 Calculation
Transactions - Bought & Sold (P&L)
https://taxguru.in/income-tax/ltcg-sell-shares-1st-april-2018.html
https://www.hdfcbank.com/personal/learning-center/save/how-to-reduce-long-term-capital-gains-tax
https://economictimes.indiatimes.com/wealth/tax/how-to-calculate-long-term-capital-gains-on-equity-mutual-funds-after-re-categorisation/articleshow/63909130.cms?from=mdr
https://groww.in/blog/taxation-on-mutual-funds-2018-complete-guide/
https://groww.in/blog/ltcg-tax-calculation-how-it-is-done/
https://www.valueresearchonline.com/story/h2_storyView.asp?str=35480
https://freefincal.com/equity-ltcg-tax-grandfathering-calculator/
https://www.thehindubusinessline.com/markets/govt-notifies-just-10-ltcg-tax-on-ipofpo-gains/article25125314.ece

Tax Saving by Investment
Tax Saving on NPS under Section 80ccd

Tax Saving Options under Section 80c
Tax Saving on Preventive Health Checkup under Section 80d

Articles
https://www.moneycontrol.com/fixed-income/small-savings-schemes/
Taxation on Investments - EEE/EET/etc.
Interest Rates of PPF, NSC, KVP, etc.
Indexation Benefit
Non Convertible Debentures (NCD)
Public Provident Fund (PPF)
EPF Withdrawl
Choosing ELSS

Upcoming IPO / Buyback / Dividend / Bonus / Earnings Annoucements

Top Dividend Companies
https://www.moneycontrol.com/stocks/marketstats/bsetopdiv/
https://www.quora.com/Which-are-the-best-dividend-paying-stocks-in-India

Upcoming IPO
https://www.ipowatch.in
https://economictimes.indiatimes.com/markets/ipo

Upcoming Buyback
https://www.ipowatch.in/p/share-buyback-record-date-buyback-price.html
https://www.moneycontrol.com/news/business/markets/keep-in-mind-these-5-factors-before-you-tender-shares-in-any-buyback-3671121.html

Upcoming Dividend
https://www.progressiveshares.com/Announcement.aspx?pagename=dividend
https://www.moneycontrol.com/stocks/marketinfo/dividends_declared/index.php?sel_year=2019
https://economictimes.indiatimes.com/marketstats/companyid-0,duration-U,filtertype-latest,marketcap-All,pageno-1,pid-24,sortby-xdDateStr,sortorder-asc,year-0.cms

Upcoming Bonus
https://economictimes.indiatimes.com/marketstats/companyid-0,duration-U,filtertype-latest,marketactiontype-bonus,marketcap-All,pageno-1,pid-22,sortby-xbDateStr,sortorder-asc,year-0.cms
https://www.moneycontrol.com/stocks/marketinfo/bonus/index.php
https://www.progressiveshares.com/Announcement.aspx?pagename=bonus

Upcoming Earnings / Results / Recommendations
https://www.moneycontrol.com/markets/earnings/

Non Convertible Debentures (NCD) & Bonds

Upcoming NCD
https://www.karvyvalue.com/latest-ncds.aspx

How can you gain more than the coupon rate by buying from secondary market?
https://myinvestmentideas.com/2014/12/top-rated-ncds-to-buy-from-secondary-market-now/

You can also buy bonds from Secondary Market?
https://myinvestmentideas.com/2014/02/best-tax-free-bonds-available-in-the-stock-market-to-invest-now-feb-2014/

Track NCD
https://www.hdfcsec.com/offering/ncd-overview


Listed Bonds
https://www.moneycontrol.com/fixed-income/bonds/listed-bonds/

FD vs NCD
https://www.morningstar.in/posts/50743/debt.aspx

NCD
https://www.relakhs.com/best-ncd-debentures-bonds-issue/

Why Direct Mutual Funds? Mutual Funds Expense Ratio.

Commission Structure of Mutual Fund Distributor
MF distributors enjoy upfront and trail commission. Read more about it on below mentioned links.
Registered Investment Advisors (RIA) only earn by charging advisory fees.

https://www.quora.com/What-is-the-difference-between-Mutual-fund-adviser-and-mutual-fund-distributor
https://cafemutual.com/news/industry/11730-now-you-can-only-be-ria-or-a-distributor-sebi
https://economictimes.indiatimes.com/mf/analysis/sebi-ban-on-upfronting-commissions-will-stop-unnecessary-churning-of-mutual-fund-portfolios/artic
https://economictimes.indiatimes.com/mf/mf-news/sebi-unveils-new-norms-on-fees-paid-to-mutual-fund-agents/articleshow/66326488.cmsleshow/65896537.cms
https://www.quora.com/How-much-commission-will-I-get-as-a-mutual-fund-distributor
https://www.quora.com/What-is-rate-of-commission-for-mutual-funds-agents

Forum for Financial Advisors
https://cafemutual.com/
http://www.wealthforumtv.com


Totally Free Direct MF Platforms

Website	Platform Supported	AMC Supported
Kuvera	Web/Mobile	37
Upwardly	Web	39
Mobikwik / Clearfunds	Mobile Only	36
Groww	Mobile/Web	37
MF Utility	Mobile/Web	33
PayTM Money	Mobile Only	36
Coin by Zerodha	Web/Mobile	37
ETMoney	Web/Mobile	21

Spring Boot Guide

Steps

1. Download and Install Eclipse Java EE
2. If you have OracleXE DB running on port 8080 or any other app the change its port otherwise it will clash with Spring Boot's default tomcat container on 8080.
3. Use JDK instead of JRE in Eclipse > Preferences > Installed JREs as it is required for Maven Install command. Link

Spring Boot Documentation
Creating a Spring Boot Project with Eclipse and Maven – Spring Boot Tutorial
Spring Boot for Beginnners in 10 Steps | in28Minutes
Deploying Spring Boot Application on Oracle WebLogic Server
Enable Maven Dependency Index Search in Eclipse
Run Spring Boot from Command Line

Secure Programming/Coding

https://safecode.org/training
https://safecode.org/courses/secure-java-programming-101/

Airlines Reservation Tracker

Website	App	Supported GDS Platforms
MyTripAndMore.com	ViewTrip by Travelport Digital Limited	Apollo, Galileo and Worldspan
Tripcase.com	TripCase - Travel Organizer by Sabre Traveler Solutions	Sabre
CheckMyTrip.com	CheckMyTrip by Amadeus IT Group SA	Amadeus

Guide to Goa

Places to See

1. Church
2. Sahakari Spice Farm (Rs400/pax incl. lunch & welcome drink)
3. 1hr Cruise (Rs350/pax) - Very Loud Music and Rowdy Crowd
4. Colva Beach, South Goa

Swaminarayan Akshardham Temple Delhi

Activities Pricing for Indian Adult

Activity	Price (INR)
Sahajanand Darshan	35
Neelkanth Yatra	100
Sanskruti Vihar	35
Watershow	80
Total	250