Tuesday, January 23, 2018

My ULIP and Traditional/Endowment Plans

ICICI Prudential Wealth Builder (Choice of 7 funds)
Track performance of these funds on MoneyControl.

5 Equity Funds
Multi Cap Growth Fund
Opportunity Fund
Maximiser Fund V
Bluechip Fund
Multi Cap Balanced Fund

2 Debt Funds
Money Market Fund
Income Fund



Allocation
Currently 100% allocated to Multi Cap Growth Fund @ NAV of Rs27.48 as on 23-Jan-2018.

Annual Policy Charges from 01-Apr-2017 to 31-Mar-2018
Mortality + Policy Admin + Taxes (Rs3905) + Premium Allocation (Rs500) = Total (Rs4405)

Portfolio Strategy
Fixed (Currently Selected)
LifeCycle (Age Based)
Trigger (Protect your equity returns)

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HDFC Life ProGrowth Plus (Choice of 8 funds)

Track performance of these funds at MoneyControl.

5 Equity Funds
Diversified Equity Fund
Blue Chip Fund
Balanced Fund
Equity Plus Fund
Opportunities Fund

3 Debt Funds

Bond Fund
Conservative Fund
Income Fund

Allocation
Currently 100% allocated to Diversified Equity Fund @ NAV of Rs16.54 as on 29-Dec-2017.

Annual Policy Charges from 30-Mar-2017 to 28-Feb-2018
Mortality (Rs653) + Policy Admin (Rs2520) + Taxes (Rs539) = Total (Rs3712)
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TRACK LIC ULIP's NAV
Profit Plus - Growth Fund
Market Plus-1 Bond Fund
Market Plus-1 Growth Fund
Wealth Plus Bond Fund - 8yrs
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Traditional/Endowment Plans
HDFC Life Sanchay 
HDFC Life ClassicAssure Plus
LIC Jeevan Shree-I
LIC Money-Back Policy of 25 years